General Buyer Tips
- Get Pre-Approved for a mortgage BEFORE you begin your home search.
- If you have a home to sell, get your home under contract before you make an offer on the home you would like to buy (unless you are financially qualified to carry both).
- Research Schools, taxes, neighborhoods, crime rates, etc. Know what you are buying.
- Understand the costs involved in buying a home. This includes closing costs and the costs involved with the various mortgage products out there.
- Utilize the plethora of information available on the internet. Search homes on websites like Realtor.com, Zillow, etc. Research taxes, school info, and other details of the area.
- Set up automated searches either with us through the MLS or on your own. Many websites offer a feature to receive automated notifications of new listings and price drops.
- Drive by homes before scheduling a showing. You will be able to eliminate the dogs. The fewer showings you schedule prior to buying, the larger your rebate!
Once the seller accepts your offer
- Stay on top of the requirements of your mortgage lender.
- DON’T buy a car or quit your job or do anything else that could impact your credit or buying power.
- Set up your accounts for utilities, etc (gas, electric, water, phone, internet, TV)
- If selling a home, contact those same utility companies and notify them of your settlement date and account termination.
- Order Title Insurance. Protect your investment. Be sure that you buy your new home free of liens, etc. If you will be financing your new home, your mortgage lender will require title insurance.